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W&L Asset Management – the balance between preserving value and sustainable growth
W&L Asset Management
Your independent asset manager
W&L Asset Management is your independent asset manager based in Liechtenstein, one of the world’s safest financial centers. With us, you will not be passed from one advisor to another — you will deal directly with your personal relationship manager. Reliable, discreet, and always dedicated to your wealth.
Your independent asset manager
Asset management is a matter of trust — and personal contact is the key to it. That’s why at W&L, you will always be looked after by your dedicated personal advisor. As an independent asset manager, we take care of your capital reliably, transparently, and discreetly, ensuring its security and stable growth. Even in turbulent times, we maintain a clear perspective and act proactively. Always committed to your wealth.
What sets us apart as your asset managers? Not what we do. But how we do it.
Competent
We don’t rely on gut feelings. We don’t speculate, follow hypes, or make decisions based on instinct. Instead, we rely on sound analysis, many years of experience, and proven expertise. With foresight and a clear focus on stability and security, we make well-founded, transparent decisions — always in the best interest of your assets.
Long-term
We don’t offer quick fixes.Instead of thinking in quarters, we think in years and decades. Quick promises and short-term trends aren’t our style. We focus on sustainable asset growth and long-term capital preservation. Many of our clients stay with us for years, and some families for generations.
Proactive
We don’t wait to see how the market develops. With experience, foresight, and active monitoring, we don’t just react to developments in the financial markets — we act proactively on your behalf. Within the scope of our mandate, we can respond without delay and continuously adjust your portfolio. So your assets remain stable, even when the market fluctuates.
Transparent
We say it like it is – even when it’s uncomfortable. As a transparent partner, we place great importance on openness. Not just when things are going well, but also during challenging market phases. We keep you regularly informed about the current state of your assets and communicate clearly. The same applies to costs — no hidden charges, but a fair and transparent management fee you can understand.
Personal
We are not just interested in your money. Your direct contact person is available for you around the clock. No changing advisors, no anonymous hotlines. Instead, you can count on trust, reliability, and genuine interest in your personal goals and needs.
Individuell
You cannot book our services online.
We do not believe in standardized mass-market products. Instead, we develop a tailored solution for the preservation and long-term growth of your assets. To do this, we take the time to thoroughly understand your individual situation: your financial goals, your life plans, and your risk tolerance.
Independent
We are not a private bank. As your independent asset manager, we select the optimal solution for your goals from all financial products and investment opportunities available on the market. Free from sales pressure, commissions, and hidden interests. Committed solely to your wealth.
Our collaboration
1. Getting in Contact
Every collaboration with us begins with personal contact. In an initial phone call, we discuss the key requirements for working together.
2. Face-to-face Meeting
Our motto is: When it comes to money, personal contact is best. That’s why we take the time for a personal meeting to thoroughly understand your individual situation and wishes. We are also happy to come to you in person.
3. Individual Strategy
Based on your life situation, goals, and risk tolerance, we develop a tailored investment strategy together. Our approach is always focused on safety and stability — for the long-term preservation and sustainable growth of your assets.
4. Our Collaboration
By signing the asset management agreement, you grant us the mandate to manage your assets in accordance with the agreed strategy. If desired, we also support you in opening a bank account. Whether you prefer to remain with your current bank or switch to a new one is entirely up to you.
5. Management of your assets
From now on, we take over the ongoing management of your investments. The level of communication is up to you—whether you prefer frequent updates or minimal contact. We report on the development of your assets at least quarterly, and more often upon request. Especially at the beginning or during volatile market phases, we maintain closer contact. Additionally, we meet in person at least once a year, or more often depending on your location.
Our Investmentphilosophy
We focus on substance—not speculation—and pursue long-term preservation of value, centered on safety and stability. Long-term investing is neither a game nor a gamble. It requires patience, discipline, and expertise. Our investment philosophy is therefore based on well-founded decisions, experience, and the patience not to chase every trend.
Your customized investment strategy
When it comes to managing your assets, we do not believe in standardized investment strategies. As your personal and independent asset manager, we take the time to fully understand your individual needs and goals. Based on this, we develop a tailored strategy for the long-term preservation and targeted growth of your wealth.
We strike the balance between preserving value and achieving long-term growth.
Long-term success is based on substance—not speculation.
Christoph Wirnsperger
Managing Director & Co-Founder
We focus on years,
not just on quarters
Günter Ludescher
Managing Director & Co-Founder
How our collaboration is experienced by others
Local Foundation. Global Perspective.
Your benefits of being based in Liechtenstein
We are an owner-managed company rooted in Vorarlberg with headquarters in Liechtenstein, one of the safest financial centers worldwide. From here, we serve clients from Austria, Germany, Switzerland, and the entire EEA region.
Contact us
For your initial inquiry or any questions, we are happy to assist you — personally and without obligation.
Martina Vrbica
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